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TRICARE Select Enrollment

Overview

TRICARE Select is a self-managed, preferred provider organization (PPO) program with an annual enrollment requirement. It allows beneficiaries to use the TRICARE civilian provider network, with reduced out-of-pocket costs compared to care from non-network providers, as well as military hospitals and clinics if space is available.

Eligibility

Those eligible for TRICARE Select include:

  • family members and survivors of active duty service members 
  • retired service members
  • family members and survivors of retired service members 
  • qualified former spouses 

In addition, beneficiaries must be registered in the Defense Enrollment Eligibility Reporting System (DEERS).
 

Enrolling in TRICARE Select

You may enroll in TRICARE Select by:

Beneficiaries who remain eligible will be automatically re-enrolled each year unless they elect a different option or disenroll during the open enrollment season.

Changes in enrollment can only be made during TRICARE's Open Season or within 90 days of a qualifying life event (see below).  

 

Effective Dates

New active duty family member (ADFM) enrollment into a TRICARE plan is automatic, once registered in DEERS. In most circumstances, ADFMs who do not reside in a Prime Service Area (PSA) are automatically enrolled in TRICARE Select, with an effective date based on their eligibility date in DEERS. The ADFM will have 90 days to determine if he/she wants to stay enrolled in Select or switch enrollment to TRICARE Prime

Important! Use the self-service tools on this website or milConnect to confirm your family member's TRICARE plan enrollment.

If you enroll in TRICARE Select during TRICARE's Open Season, your enrollment is effective January 1 of the following year. Enrollment due to a qualifying life event (QLE), such as adding a newborn, is effective the date of the QLE.  
 

Fees

A beneficiary’s group category is determined by the sponsor’s initial enlistment or appointment date:

  • Group A: Sponsor’s enlistment or appointment date occurred prior to Jan. 1, 2018.
  • Group B: Sponsor’s enlistment or appointment date occurred on or after Jan. 1, 2018.

Annual enrollment fees are:

Type of Coverage Active Duty
Family Members
Group A
Active Duty
Family Members
Group B
Retirees
Group A
Retirees
Group B
Member only $0 $0 $0 2019: $462
2020: $471
Member and family $0 $0 $0 2019: $924
2020: $942

Enrollment fees are subject to change each calendar year (Jan. 1–Dec. 31) except for Group A beneficiaries who are classified as a survivor of an active duty service member or medically-retired members and their dependents. 
 

Group B: Failure to pay the total amount due will result in disenrollment from TRICARE Select (see below). Visit our Make a Payment and Payment Options page for future payment information.
 

Qualifying Life Events

Visit our Qualifying Life Events page to learn how a change in your or a family member's life may affect your TRICARE enrollment options.

Disenrolling from TRICARE Select

Voluntary disenrollment: You may voluntarily disenroll from TRICARE Select. However, eligible beneficiaries not enrolled in a TRICARE plan are only covered for care at the military hospital or clinic under direct care if space is available. Beneficiaries can only re-enroll during the open enrollment season and/or in the event of a QLE.

You may disenroll by:

If voluntarily disenrolling, you can request a specific disenrollment date. 

Non-payment (applies to Group B only): If HNFS does not receive your premium payment within 30 days from the due date, you will be disenrolled for failure to pay. Your disenrollment will be effective the day following your policy paid-through date. Once disenrolled from TRICARE Select, you will be only eligible for coverage at the military hospital/clinic under direct care if space is available. Claims for services after your disenrollment date will not be paid under your TRICARE Select coverage. 
 

REINSTATEMENT

If you have been disenrolled for failure to pay for less than 90 days, you may be reinstated. Full payment is required to bring the policy current. If disenrolled greater than 90 days, you will be eligible for enrollment at the next open enrollment season or when a QLE occurs.