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TRICARE Select Enrollment


TRICARE Select is a self-managed, preferred provider organization (PPO) program with an annual enrollment requirement. It allows beneficiaries to use the TRICARE civilian provider network, with reduced out-of-pocket costs compared to care from non-network providers, as well as military hospitals and clinics if space is available.


Those eligible for TRICARE Select include:

  • family members and survivors of active duty service members 
  • retired service members
  • family members and survivors of retired service members 
  • qualified former spouses 

In addition, beneficiaries must be registered in the Defense Enrollment Eligibility Reporting System (DEERS).

Enrolling in TRICARE Select

You may enroll in TRICARE Select by:

Note: Be sure to include a three-month payment with your enrollment application. 

Beneficiaries who remain eligible will be automatically re-enrolled each year unless they elect a different option or disenroll during the open enrollment season.

Changes in enrollment can only be made during TRICARE's Open Season or within 90 days of a qualifying life event (see below).  

Split Enrollment

Members of the same family may be enrolled in TRICARE Select in different regions. Only one region will bill for the entire family enrollment. Individual and family enrollment fees for TRICARE Select are separate from individual and family enrollment fees for TRICARE Prime. The sponsor's enrollment determines which region receives the payment.

  • The region where the sponsor is enrolled is the lead contractor and will bill for the entire family.
  • If the sponsor is not enrolled, the region with the oldest enrolled family member is the lead contractor and will bill for the entire family.

Everyone on the account will be disenrolled for non-payment if payment is not received. 

Make sure to update your split enrollment information with each family member's regional contractor.


Effective Dates

New active duty family member (ADFM) enrollment into a TRICARE plan is automatic, once registered in DEERS. In most circumstances, ADFMs who do not reside in a Prime Service Area (PSA) are automatically enrolled in TRICARE Select, with an effective date based on their eligibility date in DEERS. The ADFM will have 90 days to determine if he/she wants to stay enrolled in Select or switch enrollment to TRICARE Prime

Important! Use the self-service tools on this website or milConnect to confirm your family member's TRICARE plan enrollment.

If you enroll in TRICARE Select during TRICARE's Open Season, your enrollment is effective January 1 of the following year. Enrollment due to a qualifying life event (QLE), such as adding a newborn, is effective the date of the QLE.  


A beneficiary’s group category is determined by the sponsor’s initial enlistment or appointment date:

  • Group A: Sponsor’s enlistment or appointment date occurred prior to Jan. 1, 2018.
  • Group B: Sponsor’s enlistment or appointment date occurred on or after Jan. 1, 2018.

Annual enrollment fees are:

Type of Coverage Active Duty
Family Members
Group A
Active Duty
Family Members
Group B
Group A
Group B
Member only 2024: $0 2024: $0 2024: $177.96 ($0 for medically retired or survivor) 2024: $564.96
Member and family 2024: $0 2024: $0 2024: $355.92 ($0 for medically retired or survivor)  2024: $1,131

Enrollment fees are subject to change each calendar year (Jan. 1–Dec. 31) except for Group A beneficiaries who are classified as a survivor of an active duty service member or medically-retired members and their dependents. 

Failure to pay the total amount due will result in disenrollment from TRICARE Select (see below). Visit our Make a Payment and Payment Options page for future payment information.

Qualifying Life Events

Visit our Qualifying Life Events page to learn how a change in your or a family member's life may affect your TRICARE enrollment options.

Disenrolling from TRICARE Select

Voluntary disenrollment: You may voluntarily disenroll from TRICARE Select. However, eligible beneficiaries not enrolled in a TRICARE plan are only covered for care at the military hospital or clinic under direct care if space is available. Beneficiaries can only re-enroll during the open enrollment season and/or in the event of a QLE.

You may disenroll by:

If voluntarily disenrolling, you can request a specific disenrollment date. 

Non-payment: If HNFS does not receive your premium payment within 30 days from the due date, you will be disenrolled for failure to pay. Your disenrollment will be effective the day following your policy paid-through date. Once disenrolled from TRICARE Select, you will be only eligible for coverage at the military hospital/clinic under direct care if space is available. Claims for services after your disenrollment date will not be paid under your TRICARE Select coverage. 


If you are disenrolled from TRICARE Select for failure to pay, you have 90 days* from your disenrollment date to be reinstated. A full payment is required to bring the policy current. 

  • Visit our Make a Payment tool to determine your payment amount, bring your policy current and set up future automatic payments. 
  • After 90 days, you must wait until the next TRICARE Open Season or for a qualifying life event to occur to re-enroll.

*The 90-day rule does not apply to disenrollments due to catastrophic cap adjustments.