How to Make Enrollment Payments

Pay online

For payment amounts, refer to your program’s page:

*TRICARE Reserve Select, TRICARE Retired Reserve and TRICARE Young Adult premiums must be paid through an automatic payment method.


Health Net Federal Services, LLC (HNFS) does not charge a transaction fee for payments.

Pay by credit card/electronic funds transfer 

Automatically payments are the easiest way to pay your TRICARE enrollment fees. With electronic funds transfer (EFT) or recurring credit card (RCC), there are no bills and you don't have to worry about late payments. Under EFT, your monthly enrollment fees will transfer from your checking or savings account. Under RCC, your monthly fees automatically charge to your debit or credit card (Visa or MasterCard). 

Submit the payment form with your payment information:

  • Quarterly or annual payments can be paid EFT or RCC.
  • If you made enrollment payments using EFT or a credit card through UnitedHealthcare Military & Veterans, you must re-establish this arrangement with HNFS.
  • If you have not yet submitted this payment form for fees due early January, you can make a one-time payment online (see above) and submit the EFT/ERA form for future quarterly/annual payments.

Important note for TRICARE Reserve Select, TRICARE Retired Reserve and TRICARE Young Adult beneficiaries: Ongoing payments must be made by an electronic method such as EFT or RCC.  

Pay by allotment 

If you currently pay TRICARE enrollment fees by allotment from retirement pay, the enrollment fees will continue to be paid automatically, and you do not need to do anything.

You may establish a monthly allotment from your retirement pay if you an enrolled uniformed services member who receives retirement pay from DFAS, Coast Guard or public health. Sponsors can complete and return the Enrollment Fee Allotment Authorization with your next payment. If you are submitting a new TRICARE Prime enrollment application, complete the Enrollment Fee Allotment Authorization and include it with your enrollment application.

Pay by Interactive Voice Response (IVR)

The self-service interactive voice response (IVR) is available to make one-time payments via telephone. Call 1-844-866-WEST (1-844-866-9378). After the initial message:

  1. Press 2 as a sponsor or beneficiary. 
  2. After the privacy message, press 1 to continue.
  3. Enter the Social Security number or DoD Benefits Number.
  4. Press 4 for enrollment options.
  5. Press 1 to make a payment.

Pay by check

TRICARE regulations only allow initial payments for new TRICARE plan enrollments to be made by check. HNFS cannot accept checks for quarterly or annual enrollment payments. 

Insufficient or Unsuccessful Funds

Health Net Federal Services will charge a $20 administrative fee for declined enrollment fee payments. Beneficiaries will be billed a $20 administrative fee along with the outstanding payment amount.

Payment received will be applied first to the $20 administrative fee, and then the remaining amount of the payment will be applied to the enrollment fee. Failure to pay both the administrative fee and the outstanding enrollment fee within 30 days of the account's paid-through date will result in disenrollment.